Privacy Policy
Abcm Business Technology (Abcmtech) This Privacy Policy explains how Abcm Business Technology (“Abcmtech”, “we”, “our”, “us”) collects, uses, stores, discloses, and protects your personal information when you use our websites, software, mobile apps, platforms, or engage with any of our services (collectively, the “Services”). By using our Services, you agree to the practices described in this Privacy Policy.
1. Information We Collect
1.1 Information Provided by You
Full name
Email address
Phone number
Business information
Login credentials (encrypted)
Address or location details (optional)
Documents submitted for identity verification
Content uploaded during usage of our platforms
1.2 Automated Information
When you access our website or platforms, we may automatically collect:
IP address
Device information
Browser type
Usage data and interactions
Cookies, session tokens, log files
Analytics data
1.3 Financial and Transactional Information
For clients using fintech or payment solutions:
Payment details (tokenized, never stored raw)
Transaction logs
Billing records
Payment gateway confirmations
We do not store sensitive card information. Payments are processed securely through certified third-party providers.
1.4 Information from Third Parties
We may receive information from:
Payment processors
Partner platforms
Identity verification services
Social login providers
2. How We Use Your Information
We use your data for the following purposes:
2.1 Service Delivery
To create and manage your account
To deliver software, platforms, and digital solutions
To facilitate payments, transactions, and authentication
2.2 Communication
To send service updates, alerts, invoices, or security notifications
To respond to inquiries and provide customer support
2.3 Improvement of Services
To analyze platform performance
To optimize user experience
To enhance security
2.4 Legal & Compliance Purposes
To comply with financial and regulatory requirements
To prevent fraud, abuse, and unauthorized access
To maintain logs required by law
3. Legal Basis for Processing (GDPR & NDPR Applicable)
We process your personal data based on:
Consent
Contract performance
Legitimate business interests
Legal obligation
Protection of vital interests
4. Cookies and Tracking Technologies
We use cookies and similar technologies to:
Maintain sessions and login functionality
Understand user behavior
Improve platform speed and performance
You may disable cookies in your browser settings; however, this may affect your experience or access to some features.
5. Data Sharing & Disclosure
We do not sell personal data.
However, we may share your information with:
5.1 Authorized Third Parties
Payment gateways
Banks and financial partners
Cloud hosting providers
API and integration partners (SMS, email, KYC, etc.)
5.2 Legal Authorities
We may disclose information to comply with:
Court orders
Regulatory mandates
Fraud investigations
Law enforcement requests
5.3 Business Transfers
If Abcmtech undergoes a merger, acquisition, or restructuring, your data may be transferred under confidentiality agreements.
6. Data Storage & Security
We implement strong security measures including:
SSL encryption
Firewalls and intrusion monitoring
Role-based access controls
Two-factor authentication options
Encrypted storage for sensitive data
While we strive to protect your information, no method of digital transmission is 100% secure.
7. Data Retention
We implement strong security measures including:
SSL encryption
Firewalls and intrusion monitoring
Role-based access controls
Two-factor authentication options
Encrypted storage for sensitive data
While we strive to protect your information, no method of digital transmission is 100% secure.
8. International Data Transfers
Your data may be processed or stored in multiple countries where our servers, partners, or service providers operate.
We ensure all transfers meet international data protection standards.
9. Your Rights
Depending on your jurisdiction (NDPR, GDPR, and others), you may exercise the following rights:
Right to access your data
Right to request correction
Right to request deletion
Right to restrict processing
Right to withdraw consent
Right to data portability
Right to object to direct marketing
10. Children’s Privacy
Our Services are not intended for individuals under 18 years.
We do not knowingly collect information from minors.
If you believe a minor has provided us data, contact us immediately for removal.
11. Third-Party Links
Our website or platform may contain links to third-party services.
We are not responsible for the privacy practices of external websites.
12. Changes to This Privacy Policy
We may update this policy periodically to reflect changes in:
Technology
Legal requirements
Business operations
Updated versions will be posted with the revision date.